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Enjoy great value savings and loans

Easy Access

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Easy Access

Flexible, no notice account so you can access your money when you need it. Save little and often or make lump sum deposits. All retailCURe accounts are protected by the Financial Services Compensation Scheme.

1% AER
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Term Deposit

Term Deposit

12 months

If you are willing to lock your money away for 12 months and deposit a minimum of £1,000 you can enjoy a market-beating return of 1.5% AER. The maximum deposit across ALL your retailCURe accounts is £15,000. Protected by the Financial Services Compensation Scheme.

1.5% AER
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Term Deposit

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24 months

If you are willing to lock your money away for 24 months and deposit a minimum of £1,000 you can enjoy a market-beating return of 3% AER. The maximum deposit across ALL your retailCURe accounts is £15,000. Protected by the Financial Services Compensation Scheme.

3% AER
Sold out! Why not try a 12 month account?

Loans

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Loans

Interest is charged on the declining balance. With no early repayment penalties you have the flexibility to pay early and reduce the interest you are charged. When you repay your loan we allocate a proportion of the repayment to a savings account, helping you build a small pot of savings, reducing your need to borrow in the future.

26.8% - 7.4% APR
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Find out all about us and what we can do for you ...

Why join retailCURe?

  • Market-beating rates on Easy Access and Term Deposits
  • Great value loans easily repaid directly from your pay packet
  • Save as You Borrow scheme helping you build up a pot of savings as you repay a loan

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Ways to manage your account

It's easy and fast to manage your retailCURe account

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Online

Keep control of your finances 24/7

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Ask us

Office hours support for queries

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Mobile App

Manage your account on the move

Latest news

New protection for credit card users

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A message from Martin Sheen for International Credit Union Day

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RetailCURe becomes a Living Wage employer

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retailCURe accounts feature in Which?

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retailCURe launches to the public

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Retailers' Credit Union To Defy Payday Lenders

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How we protect your money

Just like your high street banks and building societies, the money you deposit into your credit union account, up to £85,000, is protected under the Financial Services Compensation Scheme (FSCS). If you have a joint account you will be protected for £85,000 each.

FSCS protection is free to customers, so if anything happens to your bank, building society or credit union, and you cannot access your money, the FSCS will refund you up to the amount of £85,000.

For more information on how we protect your money please click here